Kentucky's workers' compensation system is designed to protect both workers and employers from the costs and liability issues resulting from work-related injuries. It allows the injured worker to receive the needed medical care and recovery time without fear of losing their job, while shielding the employer from legal action. Here is what you need to know about filing a workers' comp claim in Kentucky.

4 FAQ About Workers' Compensation Claims in Kentucky

Who can file a claim?

Any employee who has suffered an injury or illness related to their job is eligible to file a workers' compensation claim in Kentucky, including full-time, part-time, and seasonal workers. The only exceptions are independent contractors, agricultural workers, and domestic employees. 

Federal government employees are also not covered, but they have a separate workers' comp system to file a claim. If any employee waives their right to workers' comp coverage, they can't file a claim.

What is the deadline to file?

In Kentucky, the deadline to file a workers' compensation claim is two years from the date of the injury or illness. It is important to file your claim as soon as possible to ensure that you meet all deadlines and receive the benefits you are entitled to.

How do I file a claim?

To file a workers' compensation claim in Kentucky, you must notify your employer of your injury or illness within 30 days of the incident. You should then file a Form 101 with the Department of Workers' Claims. You will need to provide information about your injury or illness, including the date, time, and location of the incident, as well as a description of your injuries.

Once your claim is filed, your employer's workers' compensation insurance carrier will investigate your claim and determine whether to accept or deny it. If your claim is accepted, you will receive benefits to cover medical expenses, lost wages, and other related costs. 

What do I do if my claim is denied?

If your workers' compensation claim is denied, you should consult with an experienced workers' compensation attorney. A lawyer can help you understand your rights and options and guide you through the appeals process. You may be required to attend a hearing before an administrative law judge, who will review the evidence and make a decision on your claim.

Don't let a work injury affect your life, career, and long-term health. The attorneys at the Copeland & Romines Law Office PLLC are here to help you navigate the claims and appeals processes. With over 15 years of experience, they represent the Corbin, KY, area in workers' compensation and personal injury claims, bankruptcies, and criminal defenses. Call (606) 523-5100 to arrange a consultation or visit them online to browse their services.