Investing is a common form of wealth management. Depending on the type, you could be earning regular dividends or waiting for the interest to grow. However, with the variety of options that are available, it’s easy to become overwhelmed. The following guide explores a few forms so you can better identify the popular options and the benefits that each has to offer. 

What Investments Are Worth Considering?

1. Stocks

wealth management

Stocks are one of the most recognized forms of investing. You select a company that seems to be increasing in value and provide funding for future endeavors. This is known as purchasing a share and gives you partial ownership. 

As the markets can fluctuate, there’s no guarantee of a return, but any profits that they earn will be distributed among their shareholders. You can buy or sell at any time, which is helpful for those looking to make a big purchase in the future. 

2. Bonds

Bonds are when you provide a loan to a company or government entity. They can be purchased directly with the organization or through a wealth management expert. A contract will specify the length of the loan. 

It comes with interest, which means you should receive regular payments throughout the year. The only risk is if the issuer were to suddenly default, which makes it a safe bet for families who want to grow their savings. Once the bond matures or reaches the end of its contract, it will supply the remaining balance. 

3. Mutual Funds

Mutual funds eliminate having to sort through the different investments. Instead, they provide an opportunity to buy into several accounts with a single transaction. These can include specific stocks, bonds, or a combination of both. The money is simply pooled and distributed equally among the companies. 

The risk is similar to a bond in that a company could go bankrupt and default on its loan. The benefit is that you’ll save time and have a greater chance of earning on your investments.


Start planning your wealth management strategy by working with 7th Day Financial in Palm Harbor, FL. This local institution has been in business for over 35 years and offers many financial services. Founder Berkley Badger understands the value of accurate analyses and commits to providing the information his clients require to plan their futures. Call (800) 334-3442 to schedule an appointment, or visit the website for a complete list of services.