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Strong winds can do serious damage to your car. A hard gust can pull a door out of its hinges, and a powerful storm can send debris flying into your windshield. Here's a closer look at how wind can impact your vehicle and how to ensure your car insurance will cover the damage.

How Can Wind Damage Your Car?

A car door can act like a sail in stormy weather, catching the wind and slamming open as you get out. Powerful wind can actually bend the door backward far enough to break the hinges. When this happens, the door may not close all the way, making the vehicle unsafe to drive until it's fixed.

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Storms can also fling weak branches and sticks out of nearby trees, or even throw patio furniture across the lawn. In high winds, even small projectiles can strike with enough force to crack the windshield or leave dents in the bodywork. Damaged auto glass can reduce visibility and increase your chances of an accident, so it’s essential to have a windshield or window repaired immediately.

Does Auto Insurance Cover the Damage?

Liability coverage pays the other driver’s expenses if you cause an accident, while collision insurance covers the cost of repairing your own vehicle. If you want protection from wind and other weather-related hazards, you’ll need to add comprehensive coverage to your policy. 

Comprehensive car insurance is designed to shield your vehicle from all the hazards that might occur while you aren’t driving. In addition to wind and hail, it will also cover losses due to theft, vandalism, animal activity, falling tree branches, and a wide range of other common perils.

 

If you’re looking for car insurance in the New London, CT, area, Action Auto Insurance Agency will help you find the best, most affordable options on the market. Their experienced agents will take the time to evaluate your needs, compare policies from a variety of providers, and help you make the right choice. Visit their website for more on their insurance services, or call (860) 444-7224 to request a free quote today.

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