Buying your first motorcycle is definitely a memorable experience. However, it's important for new riders to ensure they're well informed before choosing the right motorcycle that fits their lifestyle, experience, and budget. Bike safety is also an important feature, as purchasing vehicle insurance and protecting yourself on the road will help you get the most out of your ride while also minimizing risks. Here are a few key factors to keep in mind before purchasing your first motorcycle. 

What First-Time Motorcycle Buyers Must Know

1. Different Bikes Are for Different Riders

Choosing the right bike isn't just about performance — it's also about safety. Sport bikes are known for achieving high speeds while also offering exceptional handling and maneuverability. Touring bikes are ideal for long distances and are quite heavy and powerful. Cruiser bikes are not extremely fast, but they're known for their comfort on long rides. No matter which type you choose, it may benefit first-time motorcyclists to prioritize a bike that is safer and sturdier until they grow more comfortable with maneuvering their motorcycles on the road.

2. Safety Gear Is Crucial

After purchasing a motorcycle, the next step for new bike owners is to choose safety gear. Before heading out for a ride, be sure to choose a helmet that is DOT-approved and offers full face coverage, and replace it after a crash or if it's been damaged. While only motorcyclists that are 18-years-old and younger are legally required to wear a helmet in Ohio, this piece of riding gear is crucial for your personal safety. Other safety gear includes long sleeved pants and shirts or jackets to protect your limbs from road rash in case of a crash, as well as sturdy footwear with good ankle support to protect your feet. 

3. Motorcycle Insurance Is Equally Important

Vehicle insurance requirements in Ohio also apply to motorcyclists. According to the Ohio Bureau of Motor Vehicles, all riders must have a certain amount of mandatory liability coverage. This entails bodily injury coverage in the amount of $25,000 per person, $50,000 for two or more people, and property damage coverage amounting to $25,000. Riders are also encouraged to secure collision coverage, which pays for damage to your bike regardless of fault. Comprehensive coverage is also important, as this covers damage related to all non-collision events, such as theft and vandalism. 

When seeking dependable vehicle insurance in Lorain, OH, Robert Taylor Insurance is here to help. With more than 32 years of experience, they excel at identifying individual risks and assisting people in finding the best insurance. As an independent agency, they leverage their strong carrier relationships to find quality coverage at the most affordable prices. Visit the website to learn more about their insurance options. You can also call (440) 277-5191 to schedule an appointment today.