Summer is the time to enjoy outdoor activities, go on vacation, and get some much-needed rest. However, summer also carries many risks, which is why many insurance agencies caution their clients to take the proper protective measures. Here's what you can do to ensure a safe and fun summer. 

How to Prevent Accidents During the Summer

1. Motorcycle Maintenance

Summer is the prime motorcycle season. Preventive maintenance can spare you a breakdown, so bring your bike into the shop for an oil change and fluid top-off. The mechanic should also perform a brake inspection to see if there are any worn components that need replacing. 

Also, make sure the tires have the proper inflation and tread depth. Check the tread by placing an upside-down penny into it. If you can see the top of Lincoln's head, it's time for a replacement. 

2. Boat Safety

If you have a boat, ensure that you wear a life jacket when on board, and encourage all other passengers to do so. Operating the vessel while intoxicated is against the law, but it can also lead to a serious accident, so always stay sober when at the helm. 

Let a friend or family member know where you're headed and when you're due to return. You should also provide this information to the marina so that they can launch a search if necessary. 

3. Property Precautions

Swimming pools, trampolines, and swing sets are lots of fun, but they can also cause injuries if you're not careful. Fences and locking gates can prevent pool access by kids who might be tempted to swim without permission. When pools and trampolines are in use, an adult must be present at all times. 

Establish rules for play areas and emphasize to children why they must be followed. Explain that running around pools and swing sets can lead to slips and falls. Diving should also be prohibited in shallow pools, so post signage explaining the dangers of diving. 

4. Proper Insurance

You'll need to ensure you have financial protection if any costly incidents occur while engaging in these summer activities. In addition to securing reliable motorcycle, boat, and homeowners policies from an insurance agency, liability coverage can protect you in many of the above circumstances. 

This insurance provides funds for injuries or property damage sustained by third parties, whether you're involved in a boat or motorcycle accident. Liability insurance can also help with medical and legal costs for pool owners if there's an accident on their property.

Whether you need coverage for your home, boat, or motorcycle this summer, contact Kleppinger Insurance LLC in Bethlehem, PA. This insurance agency has served clients throughout the Tri-State area since 2014. This independent insurer will help you find the best policies for your needs at the most affordable prices. Visit their website to request an insurance quote, or call (484) 357-1485 to ask about the available coverage options.