Even in car accidents where the damage is relatively minor, being unprepared can make it more difficult to seek out auto body repair and make the proper insurance claims. Knowing what to do in the event of an accident can help streamline these follow-up steps. Keep the following tips in mind if you ever find yourself in an auto accident.

Do:

Take Pictures of the Damage

Unless you need to seek immediate medical attention, take pictures of the accident, including all damage to your vehicle, such as bodywork dents and shattered glass. This provides your insurance company with evidence of the accident-related damage. Ensure the time and date of the pictures is obvious to further strengthen your claim.

Call Your Insurance Agency as Soon as Possible

Call your insurance agency to report the accident as soon as you can. Go over your auto insurance coverage, as well as any other policies that might provide coverage, such as an umbrella homeowner’s policy or spouse’s insurance. Do not let the agent record the conversation if you do not want the person to. Take notes. Get the agent’s name and contact information as well as your claim number for future reference.

Don’t:

Issue Statements to Your Insurance Before Fully Understanding Your Coverage Options

Provide a written or recorded statement to your insurance agency only after you have a clear idea of your coverage options. Consult an attorney if you feel the claim adjuster’s estimate is too low or you are asked to sign a waiver you are uncomfortable about. Keep the claim time limits set by your agency in mind as well so you don’t pass the “expiration date” and forgo your right to coverage.

Feel Obligated to Follow the Agency’s Recommendations

Don’t assume you have to use the auto body repair shop recommended by your insurance agency. While agencies tend to approve vehicle work faster when policyholders choose one of their authorized shops, the results may not be high quality. Compare auto body repair centers in your area. Look for those with decades of experience, excellent customer reviews, and 100% satisfaction guarantees. The best auto body repair shops also work directly with your insurance adjuster to save you time and money.

If you’ve been in a car accident in Goshen, NY, or the surrounding areas, go to Murray’s Auto Body Shop Inc for reliable auto body repair services. Offering over 50 years of experience and 100% satisfaction guarantees that back up their outstanding work, this family-owned shop also handles insurance claims and works with adjusters to get their clients the best deals. Call (845) 294-6139 for a free estimate or review a full service list online. Get more tips on Twitter.