Boating is a popular warm-weather pastime that provides hours of enjoyment. From spending time with friends and family to taking in the beautiful scenery, there are many benefits of climbing aboard and taking to the water. However, as with any outdoor activity, it’s important to take some basic safety precautions for your wellbeing. Some steps may even impact the premiums proposed by your insurance agency for boat coverage. Here’s what you should know about staying safe this summer.

How to Stay Safe While Boating During Summer

1. Wear a Life Jacket

New York law mandates that all boats must be equipped with life jackets. Wearing one is the most important step you can take for your safety. It should be functional, free of damage, easy to access, the right size, and approved by the United States Coast Guard. 

There are many varieties available, so be certain that the style you select is suited to the activity you have planned. For example, some can rotate the wearer face up so that they aren’t exposed to the water; this feature is ideal for younger children who might not have strong swimming skills. 

2. Avoid Drinking & Boating

To protect yourself and your passengers on the water, avoid drinking alcohol. Operating the vessel under the influence could impair judgment, affect balance, and impact vision. 

These factors can make you more vulnerable to experiencing an accident. Intoxicated boating can also lead to significant penalties, and you may be required to take a safety class before you can return to the water.

3. Check the Weather Forecast

Always monitor the forecast, and check it carefully before the boat leaves the dock. Even seemingly good weather conditions have the potential to change, and a sudden storm could put you and your passengers at risk of injury. 

It could also leave you more vulnerable to being involved in an accident, which could impact your record and cause an insurance agency to increase your coverage rates. If there’s a chance of rain, bring along a radio and make sure you stay close to the dock so that you can return as quickly as possible in the event of a downpour.

If you seek a reliable insurance agency for boat coverage, turn to Consolidated Agency Inc. Proudly serving clients throughout Rochester, NY, and the surrounding counties since 1988, these professionals provide protection for your most valuable investments. Visit the website to read testimonials from satisfied customers, or call (585) 467-4110 to discuss your needs with a friendly expert. Find additional tips and updates on their Facebook.