Automobile accidents are some of the most costly and damaging events. However, they can pale in comparison to the damages incurred by a staged accident. Often targeted toward individuals with substantial auto insurance policies for financial gain, accident fraud is a growing problem. To prevent you from falling for a staged accident, here are three signs to look for. 

3 Common Staged Car Accident Scams

1. You’re Falsely Lured Into a Merge

With frequent and heavy traffic on the highway, it can be difficult to merge your vehicle. In cases like this, it can be a relief when another car gives you a friendly wave, signaling that it’s safe to merge. However, this is also one of the most common set-ups for a staged accident. In this case, another car will wave you on only to hit your vehicle as soon as you make the merge. Later, when a police officer documents the event and discusses auto insurance policies, the fraudulent driver won’t take responsibility for their actions and place the fault on you. 

2. Your Car is Suddenly Sideswiped

If you veer from your lane, your car is subject to sideswiping. This happens when the instigator intentionally hits you from the side and blames it on you. In certain cases, the criminal may even have other passengers in the car who serve as fake witnesses to falsely accuse you. 

3. You’re Framed in a Group Scheme

Group schemes are common and can involve two or three cars which will work in tandem. One car can pull in front of you, followed by a second one who intentionally cuts the first driver off.  As a result, the innocent driver will be forced to break suddenly and rear-end the second car. The original instigator will then drive off leaving you to deal with the ramifications.
 

While you can’t always prevent fraudulent car accidents, you can invest in solid auto insurance. For 10 years, Integrity Insurance Solutions in San Marcos, TX, has served as a trusted provider of life, property, and auto insurance. This independent insurance company will put your needs first, connecting you to the price benefits available through large, nationally-recognized brands. To discuss your policy with a knowledgeable insurance expert, give them a call today at (512) 396-2211 or visit their website to see a list of their services.