When a commercial truck collides with a smaller passenger vehicle, it can result in serious injuries and significant financial loss. Oftentimes, these accidents are due to the negligence of the truck driver or the trucking company they work for. While victims have the right to seek compensation, insurance companies are rarely willing to pay the full value of a personal injury claim. As such, it’s important to proceed with caution when dealing with the trucking company’s insurance adjuster. 

Should You Attempt to Communicate With Them on Your Own?

Unfortunately, in most cases, insurance companies are more concerned with saving money than making sure personal injury victims receive the compensation they deserve. Although adjusters have a legal obligation to process claims fairly and they may seem compassionate, it’s vital to keep in mind that their priority is paying out as little as possible. In turn, they’ll be looking for any opportunity possible to deny or reduce the value of a claim. 

When speaking under pressure, it’s easy for victims to make a statement that can be taken out of context and used against them. Also, adjusters frequently create a false sense of urgency when making a settlement offer, causing the victim to think they need to agree to an amount far less than what they’re entitled to. 

How Can a Personal Injury Attorney Help? 

Typically, it’s in a victim’s best interests to hire a personal injury attorney to handle all communication with the trucking company’s insurance adjuster. They will know which laws apply to the case and what a claim is worth and be able to present the other side with a compelling argument that shows why a higher settlement offer is warranted. Additionally, trucking accidents are complex and it’s not uncommon for more than one party to be liable. This means there will be multiple insurance companies to negotiate with. 

If you’ve been involved in a trucking accident through no fault of your own, let the legal team at Smith & Tabor Attorneys at Law take action on your behalf. Backed by 35 years of experience, they have the knowledge and skills necessary to successfully negotiate with insurance adjusters. They’re also prepared to fight for your rights and aggressively litigate your case in court if a settlement can’t be reached. Call the Toccoa, GA-based firm at (706) 886-5141 to schedule a consultation, or visit them online to learn more about the personal injury services they offer.