The end of the year is only a few weeks away, making now the perfect time to schedule an eye exam. Doing so before the end of the month won’t just give you peace of mind knowing your vision is in top shape—it will also allow you to make the most of your insurance benefits. Here’s a closer look at why you should take advantage before the new year starts. 

What Are the Time Restrictions on Vision Insurance & FSAs?

Vision insurance policies require existing customers to re-enroll at the start of each new year. You must hit an out-of-pocket maximum prior to the end of your current policy before the insurance company will fully cover your care expenses. And because these plans reset each year, you won’t be able to access any previous contributions toward your 2020 deductible.

You should also consider any contributions to your flexible spending account (FSA). At the start of the new year, you’ll only be able to roll over up to $500 in most cases—you’ll lose any contributions beyond that.

How to Make the Most of Your Current Benefits 

The simplest way to take advantage of your current vision insurance policy is to set up an eye exam before the year’s end. If you’ve already hit your yearly deductible, the services should be completely covered. If you haven’t, use your FSA to cover the copayment. You can also use your FSA to buy new contacts or glasses if your doctor says you need a new prescription.

If you recently had a routine eye exam, there are other ways to utilize your contributions before they’re no longer available. For example, you can buy new frames, cleaning solutions, a case for your glasses, or prescription sunglasses.

If you need to schedule an eye exam before the end of the year, turn to Progressive Vision Group PA in High Point, NC. They’re proud to offer comprehensive vision care services in a state-of-the-art facility, and the vision health of you and your family is their priority. Give them a call at (336) 841-2028 to schedule your appointment and visit their website to learn more.