Insurance coverage saves you significant time and money when disaster strikes, and agencies make it easy to sign up online. However, convenience doesn’t mean you’ll get the best price and service, which is why an affiliated insurance agent can be the better option. The following are several benefits you’ll enjoy when you partner with a dedicated agent in your area.

Why It’s Best to Buy Insurance Through an Agent

1. Personalized Policies

These insurance experts know their company’s policies inside and out. They’ll carefully consider your personal needs to find the ideal policies. Getting married, owning a sports car, buying a foreclosed property, or starting a business all have specific insurance needs. Your agent will find the most comprehensive policies at the best price from their carrier. This ensures you enjoy monthly savings and the peace of mind knowing you’re fully covered.

2. Accessibility

You may have questions about your policy and changes in your insurance from time to time. An insurance agent gives you a direct line, so there’s no waiting over the phone or submitting inquiry forms that can take days to get a response. If you have a question about adding a teen driver to your policy, for example, or need to update your homeowners insurance to cover a remodel, you can reach your agent right away to make the changes or get answers. A local agent will often welcome you into their office for face-to-face discussions when you need more insight.

3. Direct Help Filing Claims

Filing a claim with a carrier after a car accident or storm damage can be stressful. You want to ensure you file the right paperwork and get the maximum compensation, and your insurance agent will work directly with you. They’ll help you determine a vehicle’s market value, for example, and recommend a local repair shop to streamline the claims and recovery process. They also have detailed records of your assets, so you can be confident everything lost in a home disaster is covered.

If you’re looking for an insurance agent in Andalusia, AL, contact Tim Bryan Insurance. This State Farm insurance agent offers a variety of personal and commercial plans. Tim will carefully assess your needs and offer combinations of auto insurance, life and home policies, or business plans. Call (334) 222-1460 to schedule a consultation or to discuss policy options over the phone.