Flooding is one of the most frustrating causes of damage to your car, possibly requiring extensive and costly repairs if water gets into the engine. Even minor dampness in the interior can result in unpleasant staining and odors, which can be difficult to get rid of. While your auto insurance may cover some flood damage, there are a few actions you can take to determine the condition of your vehicle after the water recedes.

What to Do After Flooding Has Affected Your Car

1. Don’t Try to Start the Car

Attempting to start the engine is the first instinct of many car owners as they hope to see if their car still runs. However, trying to start it will draw any water present in the engine compartment into the engine block or fuel line. This can cause “hydrolock,” in which the pistons won’t compress properly, and other damages can be extensive enough that you may be better off buying a new car altogether.

2. Check Fluid Levels

auto insuranceWater can not only dilute the various fluids your car needs to run, but it can also cause rust inside of small or difficult-to-reach components. If the gaskets on your oil pan, located beneath your car, are weak, corroded, or old, water can enter and mix with the oil itself. Open your engine hood, and check the dipstick to see if the oil level is higher than when you last inspected it. If it’s risen, there’s a strong likelihood that there’s water in your oil. While you’re under the hood, check the power steering, transmission, and brake fluids, as well as coolant levels for similar dilution.

3. Contact Your Insurance Provider

As soon as possible, contact your auto insurance provider as well as your mechanic. With their help, you’ll be able to determine the full extent of any damage to your vehicle and the best way to repair it. Since water can cause severe damage to mechanical systems, your insurance agent may determine that the cost of repairs outweighs the cost of a new purchase, and your vehicle may be considered totaled. If this happens, review your options with a trusted agent.


If you’re in need of dependable auto insurance in Lumpkin County, turn to Stringer Insurance Agency in Dahlonega, GA. This trusted local insurance agency is proud to match car owners with the right plan for them through a network of reliable providers. Call (706) 864-3515 to request a quote, or visit their website for further information on their services.