The warm weather of spring also signals the start of motorcycle season. As you dust off your bike and tune it up, you should also check to make sure that you have the right motorcycle insurance. The team at 1st Choice Insurance has been offering a wide variety of affordable insurance policies and friendly service to Cincinnati-area residents for over three decades. They want to make sure you're fully protected for the lowest rates possible.

According to these experts, there are two major categories of motorcycle insurance:

• Mandatory Coverage: Like automobile drivers, motorcycle riders are required to have liability insurance in most states. Liability insurance covers property damage and bodily injury to a third party. Some states also require that you carry coverage for uninsured or underinsured motorists, so if you are involved in a multi-vehicle accident and the other operator does not have enough insurance, your coverage will protect you.
• Optional Coverage: Coverage for your own bike is optional. Collision coverage is for damage to your bike from an accident. Comprehensive coverage is for theft, vandalism, or damage from other causes. Most motorcycle insurance policies also offer coverage for medical expenses, towing and roadside assistance, and even customized coverage for your accessories, like your helmet. 

An insurance agent can help you ensure that you have the right motorcycle insurance policy for you. At family-owned-and-operated 1st Choice Insurance, the team will work to ensure that your policy is perfectly customized to your needs. In addition to motorcycle and homeowners insurance, they specialize in offering high-risk insurance and are experts in writing SR-22 bonds. For more information or to get a motorcycle or auto insurance quote, visit their website or call (513) 860-0666 today.