After an auto accident, most people file an auto insurance collision claim to cover the cost of repairs. Depending on your coverage and the amount of work required, you may only have to contribute the deductible amount. The following are among the most common types of collision repairs.

3 Common Auto Insurance Collision Claims

1. Windshield Replacements

Glass repairs and window replacements are often necessary when car tires kick up gravel or other small chunks of debris that impact the windshield. Even small dings compromise the integrity of the glass and pose a danger. 

Unfortunately, cracks can spread and further weaken the window. Also, any damage could result in other flying debris breaking into the car or allowing a passenger to be thrown out of the vehicle during an impact.

2. Dent Repairs

Nearby car doors opened by inattentive occupants can dent your door or fender, and runaway shopping carts can pick up speed and ding the vehicle on any side. Paintless dent repair is a process in which technicians can remove dents and dings without having to use filler or paint over the damage. It is quick, easy, and usually far less complicated.

3. Paint Scratches

Paint scratches occur during minor impacts, such as when one car scrapes against another or when an inattentive driver brushes the roller track while exiting a garage. You can even scratch the paint when setting objects—like a box or briefcase—on the hood or roof of the car. 

Scratches, if not repainted, allow moisture and oxygen to reach the metal, which then rusts. Immediate repairs are essential, or the penetrating rust will continue to eat through the metal frame. Eventually, it will create holes in the frame and some parts could fall off.

If you need quality auto insurance to protect you against the cost of expensive collision damage, contact 1st Choice Insurance in Fairfield, OH for assistance. They are family-owned and -operated and specialize in auto, RV, and motorcycle insurance. They can insure you even if you are a new driver or have a history of distracted driving, accidents, or moving violations. Learn more about them on their website or call (513) 860-0666 to request an auto insurance quote.