For many people in Rochester, NY, the subject of Social Security can be extremely confusing. This is especially true when it comes to Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), both of which serve a distinct purpose. To this end, the Social Security disability lawyers at Vincent Criscuolo & Associates use their considerable legal knowledge to help clients understand the difference. This distinction is essential for those who need disability coverage, as it will ensure their needs are met in the face of significant illness or injury.

Social Security Disability Insurance

SSDI is funded by payroll taxes. Accordingly, you must meet certain criteria to be eligible for disability funding. For instance, you need to have worked a certain number of years to access funding, and you must be under the age of 65. Each person applying for this coverage must earn the required number of work credits, which are calculated by age and years worked.

If you are deemed eligible, you’ll begin to receive benefits after a five-month waiting period. The amount of benefits you receive will be determined by your record of earnings over the course of your work history. If you receive disability benefits for longer than two years, you will then be eligible for Medicare.

Supplemental Security Income

Conversely, SSI is intended to cover specific needs and is not included in the Social Security trust fund. Your work history is also not considered as it is with SSDI; instead, the coverage is meant for individuals with limited income and assets. In general, recipients will receive $735 per month, and any additional income you earn is subtracted from this amount.

Whether you need help making a workers’ comp claim, have questions about disability eligibility, or need the assistance of a personal injury attorney, Vincent Criscuolo & Associates is here to fight on your behalf. Schedule your consultation with a Social Security disability lawyer in Rochester by calling (585) 232-3240 today. If you’d like more information about disability claims, visit them online.