Having your home broken into is a stressful and scary experience. It's crucial to take the right steps to ensure you are compensated for your stolen property and your home is secure. Most people know to call a locksmith and secure their doors, but there's much more to the process. Here is a brief guide to help you during this hard time.

4 Steps to Take Following a Break-In

1. File a Report

Depending on when you notice the burglary, hours or days may have passed since it took place. If you believe you're in danger, don't hesitate to call 911 for help. But if it looks like the thieves are long gone, you'll still need to get in touch with the police and file a report. Your insurance company will require a police report to support and process any claims you make. 

2. Asses the Losses

Once you've filed a police report, it's crucial to tour your property to assess and document damage and losses. Take pictures of any damaged areas, like broken windows, cabinets, or doors, and make a list of what's missing. Including as much detail as possible—such as brands, years, and total costs—will save you time and energy when filing the insurance claim. 

Cash, jewelry, and electronics are the most common targets of theft, so you should thoroughly check for those missing items. If you left any important banking information in the house, call your bank or credit union and have them put a temporary hold on your accounts while they issue you new cards.

3. Call the Insurance Company

It's crucial to call your insurance company and report the incident within 24 hours of discovering it. The insurance company may not complete the claim until they receive the official police report, but they can start the process and advise you on next steps. Some plans also cover emergency repair services to help you fix a broken door or window used to enter your home.

4. Clean Up

Once you've cut through all the red tape, it's time to get your home feeling safe again. Clean up any broken glass, dirt, or other detritus left behind during the break-in. If the necessary cleaning is extensive, your insurance may pay for you to hire a professional to do the job. If you haven't already, take the time to call a locksmith and have your locks changed. This process will help you feel safe and secure in your home again.

If you've experienced a break-in and need new door locks, visit Cohen's Key Shop in New Haven County, CT. For 125 years, this business has maintained a reputation for security and reliability. Their professional locksmiths have decades of experience with residential and commercial lock security. Learn more about their services online, and call (203) 397-3528 for a quote.