Medicaid is a federal and state program that offers health coverage to millions of Americans, including seniors who require long-term care services. In Ohio, Medicaid helps seniors pay for nursing home care, which can be quite expensive. Here's what you need to know about Medicaid and how it can help you or your loved ones pay for nursing home care.

5 Ways Medicaid Helps Pay for Nursing Home Care

1. Medicaid Eligibility

To qualify for Medicaid in Ohio, seniors must meet specific income and asset requirements. In 2021, the monthly income limit for a single applicant is $2,382, and the asset limit is $2,000. For married couples, the income limit is $4,764, and the asset limit is $3,000. However, some assets, like a primary residence, a car, and personal belongings, are exempt from the asset limit.

2. Nursing Home Coverage

Medicaid in Ohio will cover the cost of nursing home care for eligible seniors who require long-term care. However, not all nursing homes accept Medicaid, so it's crucial to find a facility that does. Medicaid will cover the cost of room and board, as well as any necessary medical services and supplies.

3. Medicaid Waivers

Ohio offers various Medicaid waivers that can help seniors pay for long-term care services, including nursing home care. These waivers enable seniors to receive care in their own homes or assisted living facilities instead of nursing homes. They also provide additional services, like home modifications, transportation, and respite care.

4. Medicaid Planning

Medicaid planning is the process of organizing your finances in a way that qualifies you for Medicaid while also protecting your assets as much as possible. This can be a complicated process, so it's necessary to work with an experienced elder law attorney who can help you navigate the rules and regulations.

5. Legal Assistance

If you or a loved one needs help paying for nursing home care in Ohio, an elder law attorney can provide valuable legal assistance. An attorney can help you understand your rights and options under Medicaid, as well as other programs that can help pay for long-term care. Additionally, an attorney can help you with Medicaid planning and asset protection, ensuring that you receive the care you need without depleting your life savings.

If you're seeking legal assistance in Chillicothe, OH, Rutherford Law Office is here to help. Their experienced elder law attorneys can guide you through the complex world of Medicaid and long-term care, and ensure that you receive the care you need without depleting your life savings. Call them today at (740) 775-7434 to schedule a consultation or visit their website for more information.