Health insurance is one of the most important parts of a stable life, regardless of your income or medical status. There’s no replacement for the peace of mind; however, it can be expensive. Luckily, government solutions like Medicare exist. Mary Marshall Medicare – Independent Broker in Lakewood, CO advises that it’s important to know if you qualify and wants to break down the eligibility requirements. This will ensure you take full advantage of this policy if you need assistance.

What Is Medicare?

Medicare is a health insurance program managed by the Social Security Administration. It’s reserved for American aged 65 or older, as well as people under 65 that receive Social Security Disability insurance. It’s funded by the US taxpayers and consists of four parts: Medicare Part A, Part B, Part C, and Part D. Medicare Part A covers any in-patient hospital costs or stays. Medicare Part B covers outpatient costs, such as doctor visits or physical therapy. Medicare Part C—called Medicare Advantage—is a private alternative to Parts A and B that provides comprehensive coverage. Medicare Part D provides prescription drug coverage and is purchased through a private insurance company.

Am I Eligible for Medicare?

The primary eligibility requirement is that you’re 65 years old or older and are a US citizen. Only younger people with disabilities, End Stage Renal Disease, or Lou Gehrig’s disease can qualify otherwise. You can be eligible through Part A if your spouse meets these requirements and paid Medicare taxes through their paychecks for the previous ten years.

If you need assistance determining your eligibility, want help applying, or are having difficulty securing Medicare, turn to Mary Marshall Medicare – Independent Broker. She’ll help you through the process, including finding an alternative if necessary, to ensure that you have the health insurance that you need. Call (303) 241-6665 today to schedule an appointment and visit her website to learn more about her services.