What Boat Drivers Should Do if They Strike a Submerged Object
Along with the fun and thrills of boating, it's also important to keep safety in mind. This is especially true if you're involved in a boating accident, such as accidentally hitting an object submerged underwater. While you'll naturally be concerned about damage to your hull and boat equipment, you must also take certain steps to ensure a safe experience for all involved. If you're not in danger of capsizing, be sure to take care of the following.
4 Steps to Take After a Boating Accident
1. Check for Injuries
Even seemingly minor accidents can result in injuries, so make sure you and your passengers are unharmed before doing anything else. Be sure to check on other boaters involved to assess their injuries. If a person is injured, contact emergency services right away. You can also follow up with a medical professional for minor injuries, such as bumps and bruises.
2. Contact Local Authorities
It can't hurt to contact local authorities to notify them of the accident, even if there are no injuries. They can provide assistance with retrieving the vessel and any boat equipment that may be in the water. They can also create an accident report, which will be very useful when filing a claim with your insurance agency. At the very least, local authorities can keep everyone safe and prevent further damage from occurring.
3. Document Damage to the Boat
Once the vessel has been secured, take a few notes on the damage and how it happened. Include the date and time of the accident as well as the location. It's smart to take lots of pictures of the damage to your boat, too, as well as any other damage if possible. Along with the accident report, this information can be very illuminating when it comes to insurance claims.
4. Inform Your Insurance Agency
You should contact your insurance agency as soon as possible after the accident takes place. Provide all the information you collected, including the photographs. Answer questions honestly and thoroughly to ensure your insurance claim is accurate. It's also a good idea to review your specific policy, as it will tell you exactly what's covered.
When you're in need of new boat equipment after an accident, Dewey's Cook Inlet in Anchorage, AK, will help you find exactly what you're looking for. Their selection is stocked with boats from trusted manufacturers, including River Hawk® and Hewescraft™. They also offer the essential equipment you need to keep your vessel in great shape, and if you're looking for a specialized part, they can usually have special orders available within 24 hours. Visit the website to check out their parts and accessories inventory today, or call (907) 344-5092 to schedule an appointment.
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