As you drive through the city or on a busy highway, you may find yourself constantly tapping the brakes. Between unexpected speed adjustments and distractions, commuting through stop-and-go traffic can take a toll on your vehicle. It’s also an easy way for accidents to occur, which can lead to higher auto insurance premiums. Luckily, there are several ways to handle congested roads, stay safe, and protect your car or truck. Here are several tips to keep in mind.

How to Drive in Stop-and-Go Traffic

1. Stay Alert

By staying aware of your surroundings, you have more time to react. While driving, rely on the rear view and side mirrors to spot speeding vehicles and monitor blind spots. Always keep your eyes on what’s ahead to make any needed driving adjustments. The goal is to drive defensively to avoid distracted drivers and handle unpredictable traffic patterns.

2. Don’t Tailgate

Even in stop-and-go traffic, always maintain enough distance between cars so that you have enough time to safely brake. Never tailgate. It will increase the chances of getting into an accident that will almost guarantee higher auto insurance premiums. 

3. Keep Brakes in Good Condition

Brakes get a thorough workout on congested roads. At some point, the pads will wear down and may eventually give out. As a result, drivers should ensure they’re in prime condition. Have the brakes thoroughly checked by an auto mechanic. They will inspect for signs of wear and tear and make the necessary repairs. 

4. Adjust Speed

Auto insurance providers have found that many vehicle accidents are linked to excessive speeding. When you’re constantly hitting the accelerator in stop-and-go traffic, you increase the chances of having a fender bender. If you’re in the midst of heavily-congested commutes, slow down—particularly in rainy or snowy weather when the roads are slick. Reducing your speed will not only provide you with more reaction time, but it will also prevent dangerous accidents. 

Driving in stop-and-go traffic can be frustrating and time-consuming. However, JMS Insurance Agency in Stafford, TX, wants to ensure you remain safe on the road. That’s why the independent firm provides a range of auto insurance options designed to fit your unique driving needs. Serving Fort Bend, Harris, and Montgomery counties, the agency works with leading carriers so you can get affordable and comprehensive coverage. For a free insurance quote, call (281) 494-1500 or request one online.