Due to the ongoing COVID-19 pandemic, people have increased their online shopping habits. While this alternative offers more protection against the coronavirus, it, unfortunately, puts you at a higher risk for package theft. Not all homeowners insurance policies will cover lost items, especially if the value of the stolen products are less than the policy deductible. The following guide outlines precautionary measures you can take to protect your purchases.
How to Protect Your Home Against Package Theft
1. Sign Up for Shipping & Delivery Alerts
Most online retailers allow you to opt into text or email shipping notifications. These alerts keep you informed throughout every step of the routing process, from packaging and processing to transit and delivery. This allows you to pick up the package as soon as it arrives on your doorstep, ensuring successful interception against would-be thieves.
2. Consider an Alternate Delivery Address
If your neighborhood or apartment complex has been victim to ongoing thefts, send future packages to a new location, such as your workplace or office. Consider asking a friend or family member if you can use their address. Ask them if they will be home on the expected delivery date before finalizing the purchase. This ensures they can grab the package off the porch as soon as it arrives.
3. Ask for Discreet Packaging
Potential thieves are more likely to strike if they see a box adorned with name-brand packaging—especially if that company is known for selling expensive products. When you place an order, leave a note to the seller asking if they can ship the item in discreet packaging, such as a plain, white envelope or cardboard box. A would-be thief might be deterred from stealing the delivery if they can't figure out what's inside it or where it came from.
The team at Northern Kentucky Home Insurance Company is dedicated to helping you protect your home and belongings. The professionals at this cooperative insurance agency have worked with residents throughout Campbell, Boone, Kenton, Pendleton, Bracken, and Grant counties since 1901. Whether you're shopping for rental, farm property, commercial building, or homeowners insurance, they can create comprehensive policies that cover a broad range of needs. Visit them online to learn more, and call (740) 667-3111 to schedule a consultation to discuss homeowners insurance.