Dental insurance is helpful to maintain, reducing the cost of procedures and allowing you to keep up with your family's routine visits to the dentist. While each policy tends to renew on an annual basis, taking advantage of it before the end of the year is essential. It’s the only way to maximize the benefits and prevent having to pay more out of pocket. Here's a closer look at why you should schedule dental procedures and checkups before the calendar turns over to a new year.

Why You Should Take Advantage of Dental Insurance Before the New Year

1. No Rollover

Most policies provide a maximum amount the insurance provider will pay out during a year. If you've already been to the dentist once this year, there's likely more money in your policy's allotted amount. This won't roll over into the new year, as the policy will reset.

The same goes for your flexible spending account (FSA). Separate from your personal savings, it also comes out of your paycheck and ensures there are additional funds for medical purposes. Depending on the plan, any remaining amounts might expire at the end of the year. 

2. Possible Increases

It’s possible that the dentist will raise their costs to cover general living expenses as well as to update their equipment and materials. Waiting to get a checkup or procedure done will only increase the risk of paying more for the procedure. If they recommend a treatment, ask about the current rates and any financing options they might have available. 

3. Further Damage

Keeping up with your family's biannual dental visits is essential for everyone's oral health. Otherwise, hidden issues will continue to progress and require an extensive procedure to correct. Not only does this require a lengthy recovery time, but it could also increase the amount of out-of-pocket expenses. Seeing your dentist on a regular basis will increase your chances of remaining within coverage.

If you’re looking for a dentist, reach out to Kid Smiles in High Point, NC. They recognize the importance of an oral routine and offer the insight their clients require to maintain strong dental health. As pediatric dentists, they’re skilled at putting little ones at ease and commit to creating a welcoming environment. From dental cleanings to extractions, these professionals keep up with the latest techniques. Call (336) 885-5437 to schedule an appointment or visit their website for additional information on their services.