As you approach or enter into your golden years, it becomes increasingly important to make sure you have a plan in place to provide for any long-term care you may need. Since Medicare doesn’t cover extended long-term care, many seniors must apply for Medicaid to ensure they have the funds to pay for a nursing home or in-home care. If you know that you will need Medicaid assistance, it’s in your best interest to have an elder law attorney guide you through the application process. Attempting to do your own planning, without counsel, can prove to be a costly mistake. Here’s how you’ll benefit from retaining legal help.

Reasons to Work With an Elder Law Attorney When Applying for Medicaid

Help With Paperwork

Applying for Medicaid is more complicated than many people realize. Having an elder law attorney help you fill out the forms can make all the difference in whether or not you’re approved. They will carefully review the application before it’s filed to ensure there aren’t any red flags that could delay or jeopardize your approval. They also know what documentation—such as proof of age and marital status documentation—you need to submit in support of the application.

Someone to Advocate on Your Behalf 

Oftentimes, nursing homes will refer families to another party who they claim can assist in preparing a Medicaid application. However, these parties are generally loyal to the facility as well as the applicant, which creates a conflict of interest. Many nursing homes prefer for residents to continue to pay privately for as long as possible, so it’s not in their best interest to direct you to someone who is going to help get the application approved quickly. On the other hand, an elder law attorney that you hire will solely advocate on your behalf. 

Save Money 

Timing is essential when it comes to applying for Medicaid. Submitting an application too early or late could end up costing you thousands of dollars. Filing when you’re not yet eligible can extend your period of ineligibility, and waiting too long can cause you to miss out on several months of assistance. An elder law attorney will make sure you apply at the right time. 

If you need a reputable elder law attorney who can assist you with all aspects of Medicaid planning, contact Debra A. Brown in Torrington, CT. Attorney Brown has extensive experience helping clients throughout Litchfield County successfully obtain Medicaid. She will make certain you have devised a plan that will protect your assets and ensure your access to quality care. Call (860) 496-7717 to arrange a consultation, or visit her online for more information on the elder law services she provides.