For many, owning a vehicle is a key to freedom, independence, and convenience. However, purchasing an affordable pre-owned car can be a stressful process. Before visiting a trusted dealership, you can ensure you get the best deal by inquiring about the following aspects. 

What to Ask About When Buying a Pre-Owned Car

1. Cost

Typically, monthly loan installments make up most of the purchase price of a pre-owned car. When budgeting, the payments should be no greater than 20% of your monthly income. An online auto loan calculator can help you determine how much you can comfortably spend. It shows potential down payments, monthly payments, and interest charges.

Also, remember to factor in other expenses, such as the title and registration fees. These costs vary by state and can depend on the vehicle's age, make, and model. Calling or visiting the website of your local Department of Motor Vehicles will provide an idea of how much to budget for these fees. 

2. Maintenance and Repairs

A trustworthy dealership thoroughly inspects its pre-owned cars for any problems, which helps you avoid unexpected repair costs. Keep in mind that foreign or luxury vehicles can cost more to maintain because their parts are often more expensive. 

Regardless of where a car comes from, how much it costs, or its condition, it will need regular maintenance and occasional repairs. Therefore, set aside a little money each month to help cover routine expenses, such as oil changes, tune-ups, and new tires. This approach prevents any shocks to your budget. 

3. Insurance

The law requires owners to have auto insurance, but state-mandated minimums often can't cover your needs if you have an accident. Your car's age, make, and model will impact your rates, but this also depends on your driving record and neighborhood.

Talk to an insurance agent to get a quote on a policy for the type of vehicle you are thinking of buying. In addition to liability, consider including enough coverage to protect you from accident-related expenses, such as car repairs or lost wages.

If you are in the market for a pre-owned car, visit FacilDeal Auto Center in Haines City, FL. They specialize in repairing, restoring, and selling vehicles purchased at auction to get you the best car at the best price. From sedans to trucks to SUVs, their extensive inventory has allowed customers to find vehicles that fit their budgets and lifestyles. For a hassle-free car buying experience, call (863) 588-2159 today or visit them online.