While many people dream of owning a home one day, renting does have some clear advantages. For starters, you probably won’t have to cover the damage if your rental home is damaged in a windstorm or destroyed in a fire. But what about your personal possessions, which could be worth thousands of dollars? Renters insurance offers vital protection from the unexpected, with benefits that cover almost every aspect of your life.

3 Reasons to Purchase Renters Insurance

1. The Landlord’s Insurance Doesn’t Cover You

Your landlord probably does have an insurance policy in place to protect their investment, but that coverage usually stops where your personal possessions begin. If a pipe bursts or a storm tears the roof off your home, you’ll likely have to pay for your belongings out of pocket, which most people can’t afford.

2. It Offers Protection From Theft

In addition to reimbursing you for any furniture, jewelry, and electronics harmed due to natural disaster or lack of maintenance, it also will pay you back for any items that might get stolen. In many cases, this coverage also extends beyond the confines of your home—safe-guarding you even if the stolen item in question was taken out of your car or luggage.

3. Renters Insurance Shields You From Liability

Like homeowners insurance, most renters policies include liability coverage that protects you from a wide range of lawsuits. For instance, if a guest trips on a cluttered staircase or your dog injures someone else, your carrier will pay any damages and your own legal fees.

For over 25 years, Omaha, NE, renters have relied on Accredited Insurance Group for help protecting what matters most. As an independent agency, they maintain relationships with several of the industry’s leading carriers, giving you an extensive range of policy options to choose from. Follow their Twitter for more insurance tips and advice, Visit the website to learn more about their services. Then call (402) 334-1780 to request your free renters insurance quote today.