Your auto insurance rates can change for several reasons—from adding a new driver to being involved in a crash. While most people remain with the same insurance company even as rates fluctuate, you don’t necessarily have to. Shopping around for a new policy before each renewal period could result in lower costs and improved coverage. 

Why Should I Continue Shopping Around for Insurance?

1. They May Weight Factors Differently

Did you know that where you live may influence auto insurance rates? The same is true of your age, your gender, your marital status, and many other seemingly disconnected factors. Keep in mind that not all insurance companies will weigh these factors the same, so one may be able to provide you a more favorable rate than another. 

2. Captive Agencies Are Less Flexible

Captive insurance agencies are those that are only privy to one set of insurance products. While this is touted as a high-quality option, the fact remains that independent agencies have a larger selection of policies to choose from since they work with many carriers and not just one.

3. Customer Service Counts

Have you ever been nonplussed after an interaction with an insurance agent? Maybe you were treated poorly when filing a claim or found that the answers you were provided didn’t solve the issue at hand.

Don't discount good customer service when it comes to choosing an insurance company. After all, tensions will be running high after a car accident and you want your agent to treat you with care and kindness. 

If you’re dissatisfied with your current auto insurance coverage, why not make a change? In Omaha, NE, Accredited Insurance Group, Inc. combines quality insurance products with top-rated customer service to the benefit of their clients. Because they’re independent agents, they’ll take the time to shop around for the best policies for your needs, while making sure they fit into your budget. Call (402) 334-1780 to take advantage of their more than three decades of experience. You can also visit the website to get started on your quote.