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Car crashes are always confusing and overwhelming, and many of us aren’t sure what to do in the immediate aftermath. However, the steps you take can help speed up your auto insurance claim and ensure you get the financial support you need from your carrier. Below are a few crucial steps to take immediately after an auto accident.

What to Do Right After a Car Crash

1. Call the Police

In most states, drivers are required to inform the police of any accident involving extensive property damage or serious injuries.

Even if you’re not required to file a police report, notifying the authorities is still a good idea. Your auto insurance company will use the official report to determine liability and reach a faster decision regarding your claim.

2. Seek Medical Attention

auto insuranceMany common car accident injuries don’t have symptoms for hours or even days afterward. Even if you don’t appear to be hurt, see a doctor immediately after any collision.

They might keep whiplash, back sprain, and many other common injuries from getting worse. Their medical records will also link your medical condition to the crash, which can help ensure you’re correctly compensated.

3. Exchange Information With the Other Driver

In addition to their name and address, ask for the name of their insurance company and policy number. Your insurer will need this information to contact the other driver’s carrier and negotiate a fair settlement.

However, statements you make right after an accident can be taken as an admission of guilt, so avoid discussing the crash and don’t apologize. Even if you think the crash might have been your fault, it’s best to let the insurance adjusters decide who’s responsible.

 

If you’ve been in a crash, a helpful agent can help guide you through the claims process and make a difficult situation much less stressful. Since 1960, Kramer-Myers & Werring-Dickerson Insurance in Batavia, OH, has provided personal attention and tailored auto insurance policies from several leading carriers, earning a reputation for honesty and unmatched customer service. Visit their website for more on their auto insurance services or call (513) 732-1461 to request a quote today.

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