If you are involved in a car accident in New York, you must take steps to ensure everyone is safe and follow procedures required by law. If you sustain injuries, there are options available to you when you seek compensation. Here’s what you need to know if you get into an automobile accident in the state.

What Steps Must You Take After a Car Accident?

New York drivers who get into a road mishap are required by law to stop at the scene right away. They must check if anyone was injured and call 911 to report the accident. They need to give some key details to the other driver, such as their name and address, license number, and insurance information.

If you are among the injured, wait for paramedics to assist you. It’s not against the law to hold off reporting the accident until you’re physically well enough to do so. 

If you can, preserve evidence from the scene. These can be used for your auto insurance or personal injury claim. Take photos and videos that will help prove who’s at fault in the car accident, as well as show the extent of damages. Make sure to include multiple angles that clearly show the road and weather conditions, traffic signs, obstructions, and position of the cars after the collision. Promptly report the accident to your insurance company so you can seek reimbursement as soon as possible.

Why Do You Need to Notify Your Insurance Company Even if You’re Not at Fault?

Your insurance company will initiate an investigation after you report the accident. They can confirm if the other driver is indeed at fault. Be sure to report the accident even if no one was injured. Doing so will protect you from false claims, and it will also keep you protected in case your injuries have delayed symptoms.

How Does New York’s No-Fault Insurance Work?

Under the Personal Injury Protection (PIP) coverage (also known as no-fault insurance), New York drivers receive compensation for financial losses due to car accidents. New York drivers can file a claim regardless of who was at fault for the collision. 

Take note that you need to submit the claim to your own company, who will then pay for your bodily injury expenses. However, you may file an injury claim against other drivers and their insurance companies if you sustain serious injuries, or if your medical expenses exceed $50,000. 

If you want to secure the best possible settlement for your injury claim following a car accident, turn to an experienced and talented attorney from Monteleon Law Group in White Plains, NY. The esteemed law firm also offers expert counsel on legal matters involving estate planning, slip and fall, divorce, real estate, and other practice areas. Call them today at (914) 840-2529 to schedule your consultation, or visit their website to get in touch with them online.