What’s stopping you from becoming a homeowner? For many Americans, it’s the cost of monthly payments. To reach your goals, turn to a knowledgeable mortgage expert. Those in Texas can work with Deuane Woodard, a loan consultant for Union Home Mortgage. This trusted specialist assists families in achieving their dreams of owning a new home by helping them find the perfect mortgage option to fit their budget needs.

With more than 30 years of experience, Deuane is capable of opening doors for clients. If you’re a first-time homebuyer, sit down with him to discuss cost-effective programs. These unique opportunities range from special grants to down payment assistance. This proven loan officer helps buyers understand their various options, which include:

• FHA loans: As one of the most common programs for first-time homebuyers, this mortgage program is more flexible in terms of credit score and initial down payment than other financial vehicles.
• VA loans: Active and retired veterans can apply for this loan type. These mortgages require no down payment and no mortgage insurance, resulting in low monthly payments.
• USDA loans: The U.S. Department of Agriculture offers this home loan program for low- to moderate-income families in rural areas. They’re comparable to FHA loans but have half the required amount of mortgage insurance.

In addition to conventional and first-time home loans, Deuane helps clients with 203k rehab loans for renovations and fixer-upper projects. He also creates personalized lending solutions for those who are refinancing and cashing out their loans.

Deciding on the right home loan for your situation isn’t easy. For professional advice, reach out to Deuane Woodard at Union Home Mortgage. Call him today at (817) 875-6043 to get started or visit him online for more information.

Deuane Woodard NMLS# 1769807