Given the cost of care, health insurance is necessary for all people. Budgeting for this can undoubtedly be a struggle, but it's still essential to protect you and your family from unexpected costs. Here are just some of the most significant ways you can benefit from buying a plan.

Why Do You Need Health Insurance?

1. To Save Money 

Health insurance is an expense that may cost you a little today but could save you a lot tomorrow. With medical costs as expensive as they are, a single emergency could be enough to threaten your family's financial security. In fact, around two-thirds of all bankruptcies are attributed to health issues. Thankfully, buying health insurance and taking advantage of the preventive care that it covers will reduce your risk for high costs down the line.

2. To Protect Your Health 

Insurers know that policyholders who schedule annual wellness visits and undergo recommended screenings cost considerably less to cover. As such, all major health insurers cover preventive care. Visiting your doctor once a year, even when you're feeling fine, will allow you to identify and treat minor issues before they become significant. 

3. To Do Your Part

When many people are uninsured, the cost of healthcare rises. Those who don't have adequate coverage tend to wait until their condition reaches an emergency state before seeking care. As such, they usually require more costly procedures than their insured counterparts. When these expenses go unpaid, medical facilities absorb the costs and distribute them to everyone else. 

For affordable health insurance that includes everything you need—and nothing you don’t—turn to Farm Bureau Mutual Insurance Company. Located in Matthews, NC, they are comprised of local insurance agents who are proud to serve their community. A part of the Farm Bureau family of companies, which are committed to protecting rural families across North Carolina, they write over $1 billion in premium annually. Visit their website to browse their products, or call (704) 841-8700 to request a quote.