Workers’ compensation provides much-needed financial support to an employee who has been injured on the job. It also shields the employer from liability and litigation. While an employee does not need to prove that their employer was at fault in order to qualify for workers’ compensation, they do need to file a claim and send it to the appropriate channels until it is either accepted or denied. Below is some important information to know about this process.

What Documentation Is Needed?

To start the claims process, you will need to first report the accident to your employer. They will complete an accident report form and provide you with a copy. In most cases, if an injured employee informs their employer that they intend to file for workers' compensation, the employer submits the claim on the worker's behalf.

Additional information, such as medical records or the statements of witnesses to the accident, may be requested to get a fuller picture of the claimant's injuries.

Is There a Statute of Limitations?

In Alabama, you have two years from the date of injury to file a workers’ compensation claim. However, you should report the accident to your employer within five days. Neglecting to report the accident in a timely manner can result in a denied claim.

What Is the Filing Process Like?

After reporting the accident, your employer or state workers’ compensation commission can provide you with a claim form. This form requests important details like the date of the accident, what occurred, and the extent of the injury. Aim to be as thorough as possible in your answers. Your employer will submit this claim to the appropriate parties.

Next, wait for an approval or denial of the claim. During this time, you should go to all doctor's appointments and keep track of pain levels and the impact of the injury on your daily life. This information will provide a record of your present health if you need to seek an appeal of a denied claim. Once you receive an approval, you either accept a payment offer or a lump-sum settlement. If the claim is denied, you can start the appeals process.

When you need assistance navigating a workers’ compensation claim, Bennett Law Firm will help. Located in Montgomery, AL, they represent clients throughout the state with personal injuries that stem from the workplace. They are devoted legal advocates who will fight for your right to compensation. Call (334) 261-4400 or visit them online to schedule a consultation.