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Because the roof offers your home critical structural support and protects the interior from the elements, it's usually one of the first things that need to be inspected and fixed after a major event damages your home. Roof repair can be costly, though, so you will want to file an insurance claim if you can. Here are a few crucial steps to take as you prepare to make an insurance claim on a damaged roof. 

How to File a Roofing Insurance Claim

1. Check for Damage

After a major weather event, like a storm or extreme winds, the first thing to do is assess the damage. Going onto a potentially damaged roof is dangerous, so start by checking around your home for signs of damage and examining the roof from the ground. Missing shingles, buckled spots, and broken supports are all telltale signs of large issues that must be repaired. 

2. Review Your Coverage

Once you have a basic assessment of the damage, call your insurance company to go over your policy and determine how much will be covered. Policies vary, with some offering total coverage on roofs under 10 years old and partial coverage on older roofs with depreciated value. Having this information ready early in the filing process gives you an idea of your actual repair budget, which will help you and your roofing contractor work out the best options for you. 

3. Find a Knowledgeable Contractor

roof repair

When you plan to claim insurance on roof repairs, you want to get an estimate from a contractor who knows the ins and outs of both the repair and the insurance process. Contractors who have experience working on insured roofs can help you through the filing process and ensure the work is covered. You should get an estimate as soon as you can, but researching the right contractor for you will be valuable in the long run. 

4. Document the Damage

Your roofer will be able to help you assess and document the damage to the roof, and this information will be crucial to the success of your claim. Photos and measurements of damaged areas help build a more thorough case for your claim, and some policies will ask for documentation of the state of the roof before the damage. It's essential to take pictures of the repaired roof for use in any future claims. 

 

When your roof has suffered damage and needs repairs, reach out to Sunshine Roofing Ocoee, Inc. in Ocoee, FL. These roof repair experts have been in business for over 40 years, providing the communities of Central Florida with friendly and reliable help. They pride themselves on excellent customer service and their dedication to always delivering on what they promise. Learn more about their services online, and call (407) 299-9600 for a free estimate. 

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