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Dental insurance helps pay for a wide range of services, from routine exams and cleanings to full restoration and oral surgery. Although the Affordable Care Act requires large employers to provide medical coverage, it does not require you to include dental coverage. However, providing your employees dental insurance as part of their overall benefits package brings advantages to your business, and below are several of the most significant.

Why Should You Offer Dental Insurance?

1. Prevent Health Problems

A person's oral health directly influences the rest of their body. At checkups, dentists can see early warning signs of diabetes, heart and kidney disease, and certain types of cancer. By examining the mouth thoroughly, they can recommend the person visit their doctor for early intervention, hopefully preventing adverse conditions from worsening. This is beneficial for both your employees and business, as they get the necessary treatment, and you save money on future medical coverage costs.

medical coverage

2. Maintain Productivity

Untreated dental issues can be extremely painful, potentially causing employees to need time away from work as they try to manage the pain. For most businesses, a temporarily reduced workforce—even if only one or two people are absent—significantly affects productivity and output. When the team is not working efficiently, you do not make as much money.

By adding dental insurance to their basic medical coverage, your employees can promptly get the necessary treatments without fear of how to pay. This means they won't have to lose time on the job or stress about the dental issue.

3. Attract Top Talent

As a business owner, you want to keep the business fully staffed and, when vacancies open, hire talented people to bring on board. Offering dental insurance as part of employee medical coverage helps current staffers feel like you care about protecting them and meeting their needs. Then, if you need to hire new employees, offering comprehensive insurance is an excellent selling point for job applicants that may have multiple offers. This keeps your business competitive and makes it an appealing, affirming place to work.

 

When you're ready to implement a dental plan and all its benefits, contact Divine Insurance Solutions in Dayton, OH. They serve businesses throughout Ohio and Kentucky, providing a variety of health insurance options, including medical coverage, dental plans, and prescription drug coverage. Call (937) 479-1208 to schedule a consultation, and visit them online for more information about their products.

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