Car accidents can be stressful, even if they are minor. If you’ve never been involved in one before, you might wonder how the collision repair process works. Here’s a helpful overview you can use to deal with the aftermath of such an incident.

What to Do After an Auto Collision

1. Call the Police 

Notify the police as soon as possible. A law enforcement officer will provide you with an accident report, which your insurer will use to determine who pays for repairs.

Remember to exchange contact information with the other driver, as your insurance company may need to work with theirs to reimburse you for the repairs.

2. Contact Your Insurance Company

If possible, call your insurer at the scene. An agent will inform you of the next steps based on your description of the incident. It’s best to contact your insurer even if the damage was minor, as doing so protects you from potential lawsuits if the other driver eventually develops an injury or discovers expensive car damage. 

In most cases, drivers use their own policies to cover collision repairs. Your insurance coverage will kick in after you pay your deductible. If your insurance company later determines that the other driver was at fault, they will have their insurer reimburse you. Keep in mind that this could take a few weeks.

3. Choose an Auto Shop 

Finally, you will either need to drive your vehicle to an auto shop or have it towed there. While your insurer may try to direct you to a specific shop for collision repairs, you have the right to select any one you want.

At your preferred shop, get an estimate. Your insurer may require an itemized bill they can review before you can proceed. Once the company approves the estimate, the shop will work on your vehicle. Your insurer may pay the shop directly or provide a check you can use to pay for the service after you meet your deductible.

If your car sustains damage in an accident, turn to Whitesell Collision in Waynesboro, VA. Since 1949, this trusted team of collision repair professionals has offered top-notch auto body work to drivers throughout the Shenandoah Valley. They provide reliable and honest service, work closely with insurance companies, and always follow up with you to ensure the best results. Visit their website to learn more about what they have to offer, or call (540) 943-3361 to discuss your needs.