Even without serious damage or injuries, fender benders are still extremely stressful. This is especially true when it comes to the insurance process, which must be navigated correctly to make certain car damage repair is covered by your policy. Here are a few important tips to implement to take the stress and worry out of the situation.
Call the police.
The police should always be called to the accident scene, even if no one is injured. Law enforcement officers will control the flow of traffic around the damaged vehicles to protect you and other drivers. They will also create a report detailing what occurred. This paperwork is crucial in case there is a dispute with the involved parties or their insurance providers about who was at fault.
Document the accident scene.
After speaking with the police or while waiting for them to arrive, gather as much information as possible. Take pictures of the damage to your vehicle, as well as the other cars involved. Take note of the time and location of the accident. If there are witnesses, ask for their contact information in case they need to give statements at a later date. Along with the police report, witness testimony is important to determining fault.
Leave the scene for any reason.
Hit-and-run accidents are not only scary, but they're also very frustrating. Even though it may be tempting, do not pursue the person that struck your vehicle. Doing so could put yourself and other motorists at risk. It could also result in a fine if you're also charged with leaving the scene. Stay where you are, and let the police handle the hit-and-run driver.
Provide more information than necessary.
While you should be courteous to other drivers involved in an accident, you should also be very careful about how much information you provide. Even something as harmless as an apology could be construed as an admission of guilt. Exchange insurance and contact information with other involved motorists, but refrain from answering questions or talking too much about the accident.
When you're in need of car damage repair after a crash, turn to Hwy 242 Auto Body & Sales in Malvern, IA. This shop is backed by more than three decades of experience, and its repair specialists are comfortable handling insurance claims. Along with restoring your vehicle's appearance, they'll also make certain that it's safe to drive again after a collision. Call (712) 527-0311 to schedule an appointment for car damage repair, and visit the website to view a full list of available collision repair services.
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